Tyler Smith
Deputy Inspector General
Tyler Smith is the Deputy Inspector General. He works closely with the Inspector General to provide executive leadership and strategic vision to advance the OIG’s oversight of the FDIC’s programs and operations. Mr. Smith helps lead and coordinate the OIG’s workforce of auditors, evaluators, investigators, analysts, attorneys, and management professionals in achieving the OIG’s mission and goals. In 2023, Mr. Smith acted and performed the duties of Inspector General.
Prior to joining the FDIC OIG, Mr. Smith was the Assistant Inspector General for Investigations (AIGI) at the Department of Health and Human Services (HHS) OIG. In that role, Mr. Smith led criminal investigators, analysts, attorneys, IT forensic examiners, and support staff who carried out the mission of protecting the integrity of HHS programs as well as the health and welfare of program beneficiaries. Mr. Smith previously served as an Assistant Director at the Financial Crimes Enforcement Network (FinCEN) and with other Federal and local agencies. Mr. Smith also has been active in the Inspector General community through the Council of the Inspectors General on Integrity and Efficiency. In addition to his member role on several committees, he previously served as the Chair and Vice Chair for the AIGI Committee and Chair of the Investigations sub-committee to the Information Technology Committee.
Mr. Smith served both Enlisted and as an Officer in the U.S. Army Reserve/National Guard and is a Certified Fraud Examiner and Anti-Money Laundering Specialist. He holds several other certifications and has received numerous awards during his career. Mr. Smith earned a bachelor of science degree and is a graduate of the Federal Executive Institute, the State Department’s national security executive, and Treasury Department executive leadership schools.
Michael McCarthy
General Counsel
Mike McCarthy serves as the General Counsel to the Inspector General. In this role, he leads a team of attorneys who provide independent legal counsel and determinations to the Inspector General and the OIG. Mr. McCarthy is a career public servant who has worked in all three branches of government. Before joining the FDIC OIG, he served as Acting Inspector General for the Export-Import Bank of the United States from 2014-2017, where he led an office that evaluated risk management and compliance and investigated bank fraud and money laundering cases. He has also been a senior executive at the U.S. Department of the Treasury and the Administrative Conference of the United States, and previously served at the U.S. Department of Justice. For the U.S. House of Representatives, Mr. McCarthy served as general counsel to the Committee on Oversight and Government Reform and as staff director of that panel's Subcommittee on Government Management. He was law clerk to U.S. District Judge Leonie Brinkema (Eastern District of Virginia). Mr. McCarthy graduated with honors from Harvard Law School and received a B.A. from Georgetown University, where he was a Big East All-Academic swimmer.
Terry Gibson
Assistant Inspector General for Audits, Evaluations, and Cyber
Terry Gibson serves as the Assistant Inspector General for Audits, Evaluations, and Cyber. In this role, Ms. Gibson is responsible for planning and managing audits, evaluations, and other reviews of the FDIC’s programs and operations. Ms. Gibson is a career public servant. She served as the Acting Inspector General of the Export-Import Bank of the United States (EXIM) from September 2017 to August 2018. In this role, Ms. Gibson provided overall direction to teams of auditors, investigators, and inspectors responsible for improving the programs and operations of EXIM Bank and preventing and detecting fraud, waste and abuse. Prior to becoming the Acting IG, Ms. Gibson served for more than 3 years as the Assistant Inspector General for Audits at EXIM OIG. Ms. Gibson began her career as an auditor at the Small Business Administration Office of Inspector General (SBA OIG) and prior to her departure in 2014, served as the Director of Credit Programs. In this role, she was responsible for directing audits of SBA's loan and investment programs. Ms. Gibson holds a B.S. in Accounting from Salisbury University and is a Certified Public Accountant in the State of Virginia.
Shimon Richmond
Assistant Inspector General for Investigations
Shimon Richmond is the Assistant Inspector General for Investigations. His office is responsible for carrying out a comprehensive nationwide program for the prevention, deterrence, detection, and investigation of criminal, civil, and administrative misconduct impacting FDIC programs and operations. Accordingly, his office conducts criminal investigations and law enforcement operations throughout the United States. The matters investigated by OIG’s Special Agents involve complex multi-million-dollar schemes of bank fraud, obstruction of bank examinations, theft, embezzlement, money laundering, contract/cyber frauds, and other crimes. Mr. Richmond and his staff routinely work in partnership with the Department of Justice, United States Attorney’s Offices, the Federal Bureau of Investigation, the United States Secret Service, the Internal Revenue Service–Criminal Investigation Division, other Offices of Inspector General, and other state and local law enforcement entities.
Before joining our Office, Mr. Richmond was an Assistant Inspector General for Investigations for the Department of Health and Human Services (HHS) Office of Inspector General (OIG). In that role, Mr. Richmond provided executive leadership and oversight to criminal investigators, analysts, IT forensic examiners, and staff who carried out the mission of protecting the integrity of HHS programs as well as the health and welfare of program beneficiaries.
Mr. Richmond previously served as the Special Agent in Charge of HHS OIG’s Miami Region, as a headquarters supervisor with coordination and oversight responsibilities for HHS OIG’s investigative operations, as a supervisor in the National Training & Emergency Operations Branch, and as a member of the Department of Justice’s Medicare Fraud Strike Force. Before joining HHS OIG, Mr. Richmond worked for the U.S. Drug Enforcement Administration and as a police officer.
Mr. Richmond is a Senior Fellow with the Partnership for Public Service’s Excellence in Government Fellows program, is a Certified Anti-Money Laundering Specialist, and holds several other certifications. He has received numerous awards during his career, including a Department of Justice leadership award. He is a graduate of Champlain College and the ABA Stonier Graduate School of Banking at The Wharton School of the University of Pennsylvania, where he also received a Wharton Leadership Certificate.
Bronzwyn Palmer
Assistant Inspector General for Management
Bronzwyn Palmer serves as the Assistant Inspector General for Management. Prior to joining the FDIC Office of Inspector General, Ms. Palmer was the Deputy Assistant Inspector General for Management at the Department of Education OIG. In this position, Ms. Palmer oversaw the formulation and execution of the budget and procurement functions, and she managed human capital, physical security, continuity of operations, facilities, records management, and training and development. Ms. Palmer served as the Chief of Staff at the Department of Homeland Security, Immigration and Customs Enforcement, Office of Asset and Facilities Management; and she has held other important positions with the General Services Administration, Department of Defense, and Department of Health and Human Services. Ms. Palmer holds a Master’s degree in Business Administration from the Keller Graduate School of Management, a Master’s Certificate in Federal Project Management, and a Bachelor’s degree in Political Science from North Carolina Central University.