Text representation of Figure 3 titled: Figure 3: Security Banks’ Adversely Classified Items Coverage Ratios, Reported in Examinations Conducted from 2006 to 2008

Figure 3: Security Banks’ Adversely Classified Items Coverage Ratios, Reported in Examinations Conducted from 2006 to 2008

Bank/ ROE Date	Adversely Classified Items Coverage Ratios
N. Metro 11/06	55.01%
N. Metro 12/08	292.58%
N. Fulton 08/06	.71%
N. Fulton 03/08	63.68%
Jones 01/06	15.05%
Jones 06/07	14.15%
Houston 05/06	44.65%
Houston 11/07	76.16%
Houston 10/08	140.48%
Gwinnett 12/06	30.49%
Gwinnett 06/08	334.97%
Bibb 03/06	33.22%
Bibb 03/07	34.59%
Bibb 03/08	139.60%

Source: OIG analysis of the ROEs of the Security Banks.