Figure Title: Figure 6: Comparison of the Bank's Net Non-Core Funding Dependence Ratio to Peer
Description of Figure 6: The graph is a grouped bar chart consisting of 5 groups (2 bars each). On the Y-axis is the ratio level - 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50%. The X-axis is Quarter Ended - Dec-04 Dec-05 Dec-06 Dec-07 Dec-08.

Net Non-Core Funding

Silver Falls = SF

2004 - SF-5.96% Peer–13.41%

2005 - SF- 22.96% Peer – 12.25%

2006 - SF- 28.58% Peer – 11.14%

2007 - SF- 35.99% Peer – 21.01%

2008 - SF- 43.51% Peer – 25.31%

Source: UBPRs.