Text representation of Figure 1 titled: Figure 1: SPB's Key CAMELS Ratings

Figure Title: Figure 1: SPB's Key CAMELS Ratings
Description of Figure 1: The graph is a grouped bar chart with 4 separate groupings.

Group 1 - Composite
Aug-04 - 2
June-05 - 2
July-06 - 2
Sept-07 - 4
Aug-08 - 5

Group 2 - Management
Aug-04 - 2
June-05 - 2
July-06 - 2
Sept-07 - 4
Aug-08 - 5

Group 3 - Asset Quality
Aug-04 - 2
June-05 - 2
July-06 - 2
Sept-07 - 4
Aug-08 - 5

Group 4 - Liquidity
Aug-04 - 2
June-05 - 2
July-06 - 3
Sept-07 - 4
Aug-08 - 5

Source: OIG review of Reports of Examination (ROE) and the October 2008 Problem Bank Memorandum.