Figure Title: FPB's Composite, Management, Asset Quality, and Liquidity Ratings
Description of Figure 1: The graph is a grouped bar chart with six separate groupings.

Group 1 - June 04
Composite rating - 2
Management Rating - 2
Asset Quality Rating - 1
Liquidity Rating - 1


Group 2 - Dec 04
Composite rating - 2
Management Rating - 2
Asset Quality Rating - 1
Liquidity Rating - 1


Group 3 - Nov 05
Composite rating - 2
Management Rating - 2
Asset Quality Rating - 1
Liquidity Rating -2


Group 4 - Nov 06
Composite rating - 2
Management Rating - 3
Asset Quality Rating - 2
Liquidity Rating - 2


Group 5 - Sept 07
Composite rating - 4
Management Rating - 4
Asset Quality Rating - 4
Liquidity Rating - 2


Group 6 - May 08
Composite rating - 5
Management Rating - 4
Asset Quality Rating - 5
Liquidity Rating - 5

Source: ROEs for FPB.